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Free online calculators & everyday tools

Aster Tools is a growing collection of fast, accurate online calculators. No sign-up, no installs — every calculation runs privately in your browser.

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Finance

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Loans, interest, tips and savings — money math made simple.

🏦Loan CalculatorFree loan calculator. Estimate your monthly payment, total interest and payoff for personal, auto and student loans from the amount, rate and term.🏡Mortgage CalculatorFree mortgage calculator. Estimate your monthly home loan payment, total interest and payoff from the price, down payment, rate and term.📈Compound Interest CalculatorFree compound interest calculator. See how savings and investments grow over time with regular contributions and compounding.🧾Tip CalculatorFree tip calculator. Work out the gratuity on any bill, split it between people, and see the total per person in seconds.🏷️Discount CalculatorFree discount calculator. Enter the original price and percent off to see the sale price and exactly how much you save.💹New NISA SimulatorFree New NISA (新NISA) simulator. Project your tax-free investment growth in Japan's NISA and see how much tax you save versus a taxable account.🎁Furusato Nozei CalculatorFree furusato nozei (ふるさと納税) calculator. Estimate your donation limit from salary and family — donate up to it for only ¥2,000 out of pocket.💴Japan Take-Home Pay CalculatorFree Japan take-home pay (手取り) calculator. Estimate your net salary after income tax, resident tax and social insurance, per year and per month.🏠Japan Mortgage + Property Tax CalculatorFree Japan home-ownership cost calculator. Estimate your monthly mortgage payment plus fixed-asset tax and city-planning tax (固定資産税・都市計画税) — the real monthly cost.🏛️Japan Inheritance & Gift Tax CalculatorFree Japan inheritance tax (相続税) and gift tax (贈与税) calculator. Estimate the total inheritance tax from the estate and heirs, or annual gift tax after the ¥1.1M exclusion.🔁Subscription Cost CalculatorFree subscription cost calculator. Add all your recurring subscriptions and see exactly how much they cost per month and per year. Spot what to cancel.📉Debt Payoff CalculatorFree debt payoff calculator. Add your debts, pick the snowball or avalanche method, and see how fast you'll be debt-free and how much interest you'll pay.📊Budget Calculator (50/30/20)Free 50/30/20 budget calculator. Enter your monthly take-home pay and see how much to put toward needs, wants and savings. Adjust the percentages to fit you.🎯Savings Goal CalculatorFree savings goal calculator. Enter your goal, what you've saved, and your monthly contribution to see how long it'll take — with optional interest growth.💳Credit Card Payoff CalculatorFree credit card payoff calculator. See how long it takes to clear your balance at a set payment, or the payment needed to be debt-free by a target date — plus total interest.🏡Mortgage Affordability CalculatorFree home affordability calculator. Enter your income, debts and down payment to estimate the home price and mortgage you can afford using the 28/36 rule.🧾Sales Tax CalculatorFree US sales tax calculator. Pick your state, add any local rate, and get the sales tax and total price — using 2024 state base rates.💷UK Take-Home Pay CalculatorFree UK salary calculator. Enter your gross salary to see your take-home pay after income tax and National Insurance, per year and per month (2024/25).💶German VAT Calculator (MwSt)Free German VAT calculator. Work out the Umsatzsteuer (19% or 7%) — net, tax and gross amounts, forwards or backwards.💸EMI Calculator (India)Free EMI calculator for India. Enter your loan amount, interest rate and tenure to get the monthly EMI, total interest and total payment for home, car or personal loans.📈SIP Calculator (India)Free SIP calculator for India. Estimate the future value of your monthly mutual-fund SIP — see the amount invested, estimated returns and total maturity value.🧾GST Calculator (India)Free India GST calculator. Add GST to a price or remove it from a GST-inclusive amount, with the CGST/SGST or IGST split — using the GST 2.0 slabs (5%, 18%, 40%).🪙Income Tax Calculator (India)Free India income tax calculator for FY 2026-27 & FY 2025-26. Compare the new and old tax regimes side by side and see which one means less tax on your salary.🏦PPF Calculator (India)Free PPF calculator for India. See your Public Provident Fund maturity value, total invested and interest earned at the current 7.1% rate over a 15-year term.🏧FD Calculator (India)Free fixed deposit calculator for India. Enter your deposit, interest rate and tenure to get the maturity amount and interest earned, with quarterly compounding.💶Brutto-Netto-Rechner (Germany)Kostenloser Brutto-Netto-Rechner 2026. Berechne dein Nettogehalt aus dem Brutto — mit Lohnsteuer, Soli, Kirchensteuer und Sozialversicherung (2026er Werte).🚗Kfz-Steuer-Rechner (Germany)Kostenloser Kfz-Steuer-Rechner. Berechne die jährliche Autosteuer aus Hubraum und CO₂-Ausstoß für Benziner und Diesel (§9 KraftStG, Stand 2026).💵Paycheck Calculator (US)Free US paycheck calculator for 2026. Estimate your take-home pay after federal income tax and FICA (Social Security & Medicare), per year and per paycheck.🏦401(k) Calculator (US)Free 401(k) calculator for 2026. Project your retirement balance from your contributions, employer match and expected return, with the 2026 IRS limits.🏠Stamp Duty Calculator (UK)Free UK stamp duty (SDLT) calculator for England & Northern Ireland. Work out the SDLT on a home for standard, first-time and additional-property buyers.💷VAT Calculator (UK)Free UK VAT calculator. Add 20% (or 5%) VAT to a net price or remove VAT from a gross amount, with the net, VAT and gross figures.

Health

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Body, fitness and pregnancy calculators for everyday wellbeing.

Date & Time

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Work out ages, durations and the time between two dates.

Math

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Percentages and quick everyday number crunching.

Converters

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Currency, units, temperature — convert anything in a tap.

Text

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Word counts and everyday writing helpers.

Communication

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Practical helpers for clear, considerate messages.