Stamp Duty Calculator (UK)
Work out the Stamp Duty Land Tax (SDLT) on a home in England or Northern Ireland. Enter the purchase price and choose whether you are a standard buyer, a first-time buyer or buying an additional property — the calculator uses the bands in force since 1 April 2025 and shows the tax and the effective rate.
Estimate for residential property in England & Northern Ireland (rates from 1 Apr 2025); not tax advice. Scotland and Wales differ.
Frequently asked questions
What are the SDLT rates now?+
Since 1 April 2025 the nil-rate band is £125,000, then 2% to £250,000, 5% to £925,000, 10% to £1.5m and 12% above. The tax is charged in slices, so each portion of the price is taxed at its own rate.
Do first-time buyers pay stamp duty?+
First-time buyers pay nothing up to £300,000 and 5% on the portion from £300,000 to £500,000. Above a £500,000 purchase price the relief no longer applies and standard rates are used.
What is the surcharge on a second home?+
Buying an additional dwelling (second home or buy-to-let) adds a 5% surcharge on every band, including the first. For example, a £600,000 second home costs £50,000 versus £20,000 for a main residence.