SIP Calculator (India)
Estimate what your mutual-fund SIP could grow to. Enter your monthly investment, an expected annual return and the time period, and the calculator shows your total invested amount, the estimated returns and the projected maturity value, assuming contributions at the start of each month.
Estimate only — returns are indicative, pre-tax and not guaranteed. Mutual fund investments are subject to market risk.
Частые вопросы
How does a SIP calculator work?+
It compounds your monthly investment using FV = P·((1+i)ⁿ−1)/i·(1+i), where i is the monthly rate (annual return ÷ 12) and n is the number of months. A ₹5,000 SIP at 12% for 5 years invests ₹3,00,000 and grows to about ₹4,12,432 — roughly ₹1,12,432 in estimated returns.
Is the 12% return guaranteed?+
No. 12% is an illustrative assumption for equity mutual funds. Actual returns vary with the market and are not guaranteed; the figures here are indicative.
Are taxes and charges included?+
No — the result is a gross estimate. It excludes the expense ratio, exit load and tax. Long-term capital gains on equity mutual funds above ₹1.25 lakh a year are taxed at 12.5%, so your in-hand return will be lower.