インド EMI（ローン返済額）計算ツール
Work out the EMI (Equated Monthly Instalment) on any Indian loan. Pick a loan type to load typical figures, then enter your loan amount, annual interest rate and tenure — the calculator shows your monthly EMI along with the total interest and total amount payable.
Estimate only — actual EMI depends on your bank's rate, fees and credit profile. This is not a loan offer.
よくある質問
How is EMI calculated?+
EMI = P·r·(1+r)ⁿ / ((1+r)ⁿ−1), where P is the principal, r is the monthly interest rate (annual rate ÷ 12 ÷ 100) and n is the number of months. The EMI on a ₹50 lakh home loan at 8.5% over 20 years is about ₹43,391, with roughly ₹54.1 lakh of total interest.
What happens if the interest rate is 0%?+
For an interest-free loan the EMI is simply the principal divided by the number of months, and the total interest is zero.
Does the EMI include processing fees or GST?+
No. This is the base EMI on the principal and interest only. Banks may add a processing fee, GST on charges, and floating rates can reset over time, so treat the result as an estimate.